There are numerous reasons consumers call on Kirkpatrick Appraisals

Thousands of people in Oklahoma buy, sell or refinance their home every month. A lot of these transactions have a simple line item for an appraisal. Nearly all lenders still call in a local expert because the stakes are incredibly high, even though there are an increasing number of automated home valuation systems that might appear to be less expensive than an appraisal. But is securing a mortgage the only basis for getting an appraisal? Are there also instances when the services of a certified general independent real estate professional could come in handy? You know there are.


	If you're planning on any transaction where the value of your property is a factor, contact Kirkpatrick Appraisals. Just click here.

Kirkpatrick Appraisals can help you appeal your tax assessment in Muskogee County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Kirkpatrick Appraisals is your best evidence when building your case. We're capable of assisting you in appealing your tax assessment.

Kirkpatrick Appraisals can assist you do away with PMI to lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the home, almost all lenders ask home buyers to take out an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that added payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, Kirkpatrick Appraisals will give you a statement regarding the value of your home. The cost of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce can be a particularly daunting ordeal for both parties, and it is often more complicated by the troublesome decision of who keeps the home. Regardless of the situation, it's prudent to order an appraisal from Kirkpatrick Appraisals so both parties are completely aware of the true market value of their property.

If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Trustworthy estate liquidation

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these matters. And since a home or other property often makes up an uneven share of the total estate value, knowing the certain value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Kirkpatrick Appraisals can assist you in relocating to or from Muskogee County

We are familiar with the headaches associated with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed process, we encourage relocating employees to provide input on the positive attributes of their property, as well as information about any recent sales or listings in their area that they want considered.

Let Kirkpatrick Appraisals assist you in selling your home quickly at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to perform the appraisal report and and aren't related to the sales price.

We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.